Public Liability ( Industrial/Non Industrial Risks) Insurance
This policy covers claims, which the insured becomes legally liable to pay to third parties as a result of bodily injury or property damage arising out of his own business operations.
We provide solutions which covers
- Loss arising out of any covered claim brought against the insured.
- Defence costs incurred, with prior written consent of the Insurance Company.
Type of Policies
- Public Liability Non Industrial Risk – For non-manufacturing units such as offices, hotels, motels, club houses, Restruants, Boarding & Lodging houses, flight kitchens, cinema houses, Auditoriums, Theatres, Public Halls, Pandals, Open Air Theatres, Residential Premises, Medical Establishments, Airport Premises (other than aviation liabilities), Research Institutes, Laboratories, Schoo;s, Educational Instituitions, Public Liabraries, Exhibitions, Fairs and fetes, stadia, Permanent amusement parks, film studios-indoor and outdoor, circus zoos etc.
- Public Liability Industrial Risk – For manufacturing units such as factories, godowns, warehouses, etc.
- Public Liability Insurance Act 1991 – A mandatory policy to be taken by business units handling hazardous substances as per Public Liability Insurance Act, 1991.