In the highly competitive market and with the set in of new age lifestyles, employees are increasingly becoming vulnerable to such lifestyle ailments. Employees at relatively young age have become susceptible to high blood pressure, even diabetes. This has created life threatening situations at times and the family stands exposed and vulnerable.

It is increasingly becoming necessary to provide the employees with welfare benefits that keep them secure and yet provide them with benefits that can be transformed into long term value additions. Term plans pay to the nominee, a fixed sum insured on death of the employee and are a way to show them that you care for them and their families.